# Capturing Unexpected Budget Expenses

**URL:** <https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578>\
**Category:** Ask Anything\
**Tags:** how-to\
**Created:** [February 12, 2023, 10:52pm UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578 "2023-02-12T22:52:11Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![fost9508](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/fost9508/32/784_2.png) [@fost9508](https://community.tiller.com/u/fost9508)\
**Post date:** [February 12, 2023, 10:52pm UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/1 "2023-02-12T22:52:11Z")

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Hi All - I am using the savings budget and sometimes I have an expense that is more than expected/budgeted, like a medical expense or something. This requires a transfer from my savings to checking. I was curious if people have thoughts on the best way to show this in the budget. Do I just show it as a budget overrun or do I fund that category with the transfer from savings? I am guessing this is a budget 101 question, but appreciate it.

Thanks,

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**Author:** ![jpfieber](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/jpfieber/32/4791_2.png) [@jpfieber](https://community.tiller.com/u/jpfieber)\
**Post date:** [February 13, 2023, 3:34am UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/2 "2023-02-13T03:34:41Z")

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Good question, I’d also love to hear how others handle these!

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**Author:** ![jemmoa7](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/jemmoa7/32/9022_2.png) [@jemmoa7](https://community.tiller.com/u/jemmoa7)\
**Post date:** [February 13, 2023, 5:23pm UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/3 "2023-02-13T17:23:07Z")

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I don’t believe in allowing a budget to remain red for the month. Something’s got to give when this happens, so I have to pick and choose which other budget will suffer for my over-spend! Of course, if there is no other budget money that can be transferred, it would have to remain in the red.

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**Author:** ![mscheu](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/mscheu/32/11491_2.png) [@mscheu](https://community.tiller.com/u/mscheu)\
**Post date:** [February 13, 2023, 9:01pm UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/4 "2023-02-13T21:01:56Z")

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If it is a truly unexpected expense, I have a category for “Unplanned Pet”, “Unplanned Car”, and “Unplanned House”. Instead of running another category over, I put the item into one of those groups. Since you’re pulling the money from savings, you have the money and could add a budget category for those that span the year. I think Budget Plan has a “Annual AVG Year” where it would roll up into that.

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**Author:** ![fost9508](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/fost9508/32/784_2.png) [@fost9508](https://community.tiller.com/u/fost9508)\
**Post date:** [February 14, 2023, 3:05am UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/5 "2023-02-14T03:05:25Z")

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Thanks. Can you explain why you do this? What’s is the benefit as you see it?

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**Author:** ![fost9508](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/fost9508/32/784_2.png) [@fost9508](https://community.tiller.com/u/fost9508)\
**Post date:** [February 14, 2023, 3:06am UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/6 "2023-02-14T03:06:25Z")

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This makes sense. You feel this is the best approach so that the next year you can see if you need to make adjustments to the budget

Thanks,

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**Author:** ![randy](https://sea2.discourse-cdn.com/flex020/user_avatar/community.tiller.com/randy/32/16_2.png) [@randy](https://community.tiller.com/u/randy)\
**Post date:** [February 14, 2023, 11:25pm UTC](https://community.tiller.com/t/capturing-unexpected-budget-expenses/16578/7 "2023-02-14T23:25:04Z")

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Many users leverage the approach @jemmoa7 mentions, @fost9508. Budgets can’t always be spot on but usually when one category goes over there is somewhere else that has some slack. The [Savings Budget](https://community.tiller.com/t/docs-savings-budget-sheet/5165) is built to quickly implement balanced budget transfers to address issues like this… and keep everything in the greeen.
