Right now I have the below 10 Groups and 69 Categories and feel like I could potentially do a better job consolidating. I’ve listed them the below for reference. For those who feel like they aren’t over-granularizing their expense tracking, would you care to critique mine or better yet share your G…

I think this depends on what the individual is looking for - if you deem it income and the refund happens, say, a month later, then you have more insight into cash flow perhaps. If the refund happens quickly (same week, or month as you look at reports for insight), then I do like to net it against t…

I love seeing how others categorize their budgets! I’m very meticulous with mine, but I feel like I have a good balance (for me) between being so detailed that it’s a chore to split everything up and still having the information I need to make informed decisions about my spending. Which is ultimatel…

I’ve been trying to diversify away from Amazon a bit, and may add Target as a new category. I also want to break out grocery shopping by store. Once you start tracking it almost becomes a hobby!

Over time I have consolidated categories. For example, I used to separate groceries and dining out but some of the purchases fell into the gray area and I realized I just needed to know how much we spent on food. Here’s what I am left with after doing this for 20 years! [image]

Could you sort alphabetically by Group and repost? :slight_smile:

I don’t think I over track but I’ll let you decide. Here are my categories: Bills: Car payment Insurance Mortgage Phone Utilities (my internet bill goes here as well) Discretionary: Cash spending (ATM) Coffee Shops Drinks Electronics Gifts & Donations Gear & Clothing Home Improvements - minor …

@Exo3 given your categorization granularity of food, wouldn’t it make sense to record foods purchased on vacation rather than considering it a vacation expense? Given that you would also be eating if you weren’t on vacation, not recording it as food hides the cost doesn’t it?

I have a very similar logic and workflow set up. At the highest level, our Groups are: Bills (= your Regular Expenses) for recurring, regular cost expenses Living (= your Irregular Expenses) for baseline living that is variable but non-negitionable (i.e groceries) Discretionary (= your Discretion…

I have a “Streaming” category under an “Entertainment” group, a group that also contains things like dining out and social activities.

For those who don't "over track" expenses but have a good system, care to share your Group/Categories?

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dminches January 30, 2020, 5:50pm 27

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For those who don't "over track" expenses but have a good system, care to share your Group/Categories?

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