Hi @jayfram1 the Foundation Template starts you out with a set of simple default categories and groups but we recommend that you customize your categories as per your needs, by typing over the default categories. Your Groups can be custom, but our templates only support the Types: Income, Expense, and Transfer.
“living” and “household” can have different meaning depending on the Type so perhaps if you’re asking for something specific you can equally specify your scenario a bit more or the transactions in mind.
Have you already come across this thread?