Hi, I am new to Tiller and the savings budget and I’ve researched as much as I can for this question, but not finding an answer. Here is the question: Is there a straightforward way to take the summary budget numbers and reconcile that with the net worth in the balances tab?
My situation is I rollover income because I get paid quarterly.
I also some rollover expenses, for example, while utilities fluctuate, we take the monthly average from last year and use that to budget the same amount each month. Makes planning much simpler.
I have two credit cards.
All transactions are appropriately categorized.
From my previous budgeting app, I took the starting checking account balances to populate rollover for jan 1, 2026 (for example we have an emergency fund that we keep in the checking account). I did this by adding manual transactions.
I’m happy with entries and budgets to date.
Now I’m trying to reconcile the account balances (net worth) with the savings budget. I’ve not been able to figure out how to do that. Any help is greatly appreciated!
FWIW: I think this is probably not possible because the periods of my credit cards are not end of month, but on different days in the middle of the month. Thus, the credit on the credit cards is a mix of transactions from the previous month and the current month. The statements and the online transaction history do not have a running balance, and so I can’t find the correct numbers to subtract off of the checking account balance.
I’m hoping someone smarter than me has figured out an easy way to do this.