What is the recommended method for tracking granular categories? For instance, Tiller does a great job of categorizing ‘Utilities and Bills,’ but it’s too generic for tracking and reporting.
It appears I could do this several ways.
Rename a Group to ‘Utilities and Bills’ and then creating other categories for my bills, Cell, Internet, Electric, etc.
Or just rename the categories to “Utilities: Cell”, Utilities: Internet", etc.
Does one approach have an advantage? Is there a better approach?
I have a group for Housing that includes my mortgage, insurance, and utilities. My cell phone and internet are separately grouped. When I set up my categories, it was based on fixed costs (housing being one) and discretionary costs (cell phone and internet being two since we could reduce those costs if we needed to/wanted to spend more elsewhere).