Hi - I tried searching for variable income, lumpy income, but I didn’t see anything. I am going through a divorce and talking about the payments I will make to my ex. We have agreed to a monthly amount my ex will get, which will be paid 2x per month. The challenge is that I am paid 26 times a ye…

Thanks Randy. I did look at that and not sure its what I am looking for. I don’t think I need a daily look. Here is an example of my challenge. January - Income: 5,500 / Expenses: 7,700 February - Income: 6,000 / Expenses: 7,700 March - Income: 6,200 / Expenses: 7,700 April - Income: 13…

I see what you are talking about. This is the allowing-things-to-even-out-over-time magic that the Savings Budget performs.

I think so long as you have enough in the bank to cover expenses even though you income won’t cover all your expenses in any given month then knowing that things will even out later with the savings budget would be okay!

In which case, the savings budget calendar would not be the best tool to use?

I’m not certain I understand your question, @heartsong … The Monthly Budget Calendar is a great tool for understanding timing and net cashflow. That said, it isn’t taking into account how much money is in your accounts— i.e. it is not wired to your balances— to cover any shortfalls.

Just to clarify. Are you saying that the Monthly Budget Calendar doesn’t help me see how much I have spent daily along with my remaining balances on those accounts? That would be awesome. I’m currently using Excel. Would MS Sheets be a better product for any of your budget tracking add-ons? Thanks…

Linda, I’m sorry but I don’t quite understand your question(s). Can you clarify? Randy

Hi @heartsong The Monthly Budget calendar shows the following: Your spending actuals based on the filter selected above Cumulative spending for the month How much is left before you hit your selected spending target So yes, it will show you how much you spent on a specific day, and how much is l…

Is the optics problem just a personal nag with you or do you need to show a surplus for some reason to someone else? If it’s the former, it seems like the Savings Budget is your best option here. If the reality is that your expenses are going to exceed your income in some months, all you can reall…

Variable Income

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randy February 15, 2023, 8:19pm 2

If you’re concerned about intra-month timing effects, have you looked at the new Monthly Budget Calendar template that @Edward just published?

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Variable Income

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