My big win - making it a consistent weekly habit to monitor my finances through Tiller. Budgeting and managing my family’s budget used to be stressful and something I wanted to avoid, but it is now something I look forward to because it is intuitive and so easy to customize and maintain. PS - I always love this list, thanks for the opportunity!
My big win! Doubling my revenue in 2 years!
3 Likes
My Tiller win: reducing spending on incidentals and unnecessary, budget-busting items by the increased transparency into my habits!
My big win… after my son graduated high school this month, figuring out that we can make college work and will be able to work out the financing…
1 Like
To be honest, my big win has been able to access all my information in one centralized place. The more specific win was discovering how much money I was spending in subscriptions (which was way more than I thought) and making decisions on what to cut.
My money win in the last year: I made a good amount of progress on categorizing for 2023 and setting up auto categorizing. This has provided the insight needed to see trends and change budgets accordingly. Onward to debt freedom.
My big win: used if for my wife to create a budget and was able to recover 10k of debt by doing follow up with her employer that took to much money, insurance company that didn’t reimburse dental care and some travel expense.
1 Like
My big win, was being able to take a break from working for the last 9 months. Having a good handle on my reoccurring expenses (using tiller of course), and having saved a lot of money over the years, I was able to effectively live frugally on my saving. This wouldn’t have been possible without a good history of my expenses.
My big win is being able to use the flexibility of spreadsheets with my real time finances to model and plan my family’s financial future! It has never been easier to perform ad hoc analysis on our spending and savings.
My win has been actually being able to set a somewhat accurate budget and having a clearer overall picture of my expenses.
I was a long time Mint user and have started using tiller for the past few months. I am using the google sheets edition and the ability to categorize your assets and liabilities has been a life saver for me. Autocat is another beauty!
Our big win is related to credit card debt. My wife was finally able to take a hard look in the mirror, understand her situation, and ask for help. At the beginning of this year, we transferred 36k of credit card debt (via 0% interest balance transfers) from her cards to mine. She has already paid off 12k of that debt and is on schedule to kill the rest of it by the end of the year!!!
3 Likes
My big money win this year was setting up my budget with Tiller and really getting a handle on where my money is going. Armed with that information, I have started saving incrementally into my travel and retirement funds. I feel much more in control of my spending and overall financial preparedness.
Just this month I paid off over $30,000 in credit card debt. This was a big win and now I have funds to direct each month towards my daughter’s college tuition, and to save for my son’s!
1 Like
My money win: I discovered Tiller 2 years ago after switching from Mint. The AutoCat and other automatic inputs in Tiller have helped me really remove barriers from being too afraid to look at my transactions. I’m a fresh university grad and the weight of my student loans and other financial burdens has been quite a pain point in my life. Tiller has helped me find finances less overwhelming and hopeless. I feel more in control of my money and financial future. Although I rarely post and sometimes don’t even understand all the Tiller community contributions, its also just great to see others working towards money goals!
Money win: I found peace with cooking simple dinners with a sparkling water to drink instead of eating out with a beer on tap as frequently. Saves a lot of money with a family of six and turns out it makes me happier too.
I started using the live Profit and Loss sheet from tiller to start tracking my finances like a business would. My wife and I order pizza at the end of each month and review the P&L, discussing where we did well and where we could improve the next month.
We’re trying to save for our first home, and with interest rates going up, it feels like the goal posts keep moving further away. This practice has given us some sense of control and has helped to keep us motivated.
1 Like
Thank you, Tiller! My big wins are TIME from finally incorporating a DAILY habit of checking and categorizing our expenditures. Despite using Quicken for 20yrs+, I always found it glitchy and never got in the habit of regularly categorizing expenses. Yes, I had many transactions auto-categorize but I would have to go back and try to reconcile plus add notes. This would always be time consuming, especially at tax time. I would dread having to do it since it was always a huge time sink and I’d put it off, which made it worse. Every time I updated quicken, I’d have to download an updated report into excel to organize the data for the accountants-another step.
Since incorporating Tiller, I now have a daily habit of checking new transactions that have automatically been updated on my google sheet. The transactions are fresh in my mind and it only takes me a minute or two plus I have a sense of accomplishment that I’m helping my future self. I manage my mom’s finances this way, too, and also added a sheet within my tiller expenses workbook for my husband’s business expenses and links to our 2 kids’ 529 plan google sheet so I can easily copy relevant transactions to those sheets so I can use them to get reimbursement. At the end of the month, those sheets are already updated so my work is done and I can send for reimbursement or reimburse us from the 529 accounts.
Naturally, another win is immediately catching any incorrect charges, but just knowing that all the transactions are properly categorized and tagged has brought incredible peace of mind. Thank you, Tiller!
I used to key in everything into a popular personal money management program. I spent several hours each month to get an accurate net worth figure. Now 95% of everything is fully automated saving me hours and hours of manual entry, and an accurate Net Worth in a couple of minutes.
My big win: Finally had a consolidated view of spending to track and review recurring subscriptions (including a few which had increased in price). This led to trimming back a couple, saving me hundreds of dollars a year!