PLEASE REPLY… I would love to respond!
This month we are sharing how we manage our money in uncertain times! To kick this off our Tiller Tuesday question is
“What’s one small financial habit that helps you feel more prepared for the unexpected?”
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I stock up on some supplies that I think might go up in price… like coffee.
(I made this picture with AI)
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Keeping track of where I am with my money. Knowing what’s going on helps me feel more in control.
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An excellent tip @marsha331, and that is of course what we excel at here at Tiller. Your transactions automatically synced with your own private Google Sheets or Excel spreadsheet to provide you the insights to your finances that help you to feel more prepared.
-Alice
Tiller Evangelist
I have an account with Franklin Templeton I deposit monthly but can withdrawal easily if I need it.
I agree with stocking up. Our pantry and freezer are always full. We bulk order TP and paper towels.
Keeping a liquid emergency fund. Ya never know!
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Knowing what things are extra and can be cut from my budget in times of need. Do I need streaming services or premium subscriptions? Not really. They are little luxuries that can be cut to free up additional money.
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Paying even a little extra on my mortgage each month helps a ton in the long run.
I try to stash away any extra money into a CD or investment account.
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I save first, spend second. I don’t even thinking about spending on discretionary stuff until all of my savings are transferred, investments are fed, and bills are paid. It’s given me more clarity on what I can afford then on boring months if there was nothing to spend on after all of that I just save again 
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Automatic transfers to savings accounts, in a different bank, so I have to think if it is needed vs just wanting before doing a transfer. It’s the only way I have been able to save reliably, and now I have a solid emergency fund as well as other savings. I also use credit cards for rewards, paid off monthly, but have enough available credit if something comes up I need to pay right away.
In this age of paperless statements, monitoring the bills MONTHLY is a must. That Atmos Gas bill is on autopay, but when the meter is read wrong, the bill can jump 10x. I use a worksheet that has login links to credit cards, utilities, bank and investment accounts with 1 column per month to keep track which bill has been reviewed. Accounts listed in order of cutoff date so I know when to expect it.
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Thank you @marciacarrillo014 , this is a great suggestion to have an account we can gain access to easily.
These are the facts, it always seems like there is something unexpected for sure. At least for me. Thanks @citemyself
Great idea. Hopefully it grows at a rate higher than inflation!
Excellent advice @morgan, can you share how you use Tiller to make sure that you have discretionary spending money available?
I also have Atmos, I wonder if we are in the same area 
Googled their service area and they stretch from Blue Ridge to Rocky Mountains. I’m in TX, near DFW. About 8 states are covered by Atmos.
@RonH wow, I had no idea. Also, my parents live in McKinney. We are practically neighbors.